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current available bank offers

Programs With Mandatory Insurance
Category Insurance % Profit Rate Max Tenure Max Financing
Employee30%16.70%7 years1,400,000
Business Owner30%18%8 years1,400,000
Employee40%16%6 years2,200,000
Business Owner40%17%6 years2,200,000
Employee50%15.50%8 years2,500,000
Business Owner50%17%6 years2,500,000
Programs Without Mandatory Insurance
Employee40%16.70%6 years2,200,000
Business Owner40%18%8 years2,200,000
Employee50%16%6 years2,500,000
Business Owner50%17%6 years2,500,000
Programs Without Salary Transfer
Employee40%17%6 years2,200,000
Business Owner40%18%8 years2,200,000
Employee50%16.50%6 years2,500,000
Business Owner50%17.50%6 years2,500,000
Executive Programs
Employee30%16.70%7 years3,500,000
Business Owner30%18%8 years3,500,000
Employee40%16%6 years5,000,000
Business Owner40%17%6 years5,000,000
Employee50%15.50%8 years5,000,000
Business Owner50%17%6 years5,000,000
Used Car Programs
Employee40%17.25%6 years2,200,000
Business Owner40%18%8 years2,200,000
Employee50%17%6 years2,500,000
Business Owner50%17.50%6 years2,500,000
Luxury Used Programs
Employee40%17.25%6 years4,000,000
Business Owner40%18%8 years4,000,000
Employee50%17%6 years5,000,000
Business Owner50%17.50%6 years5,000,000
Programs Without Insurance
Employee50%17.25%7 years2,200,000
Business Owner50%18%8 years2,500,000

All programs have no administrative fees.

Without Administrative Fees + Optional Insurance
ProgramRate
25%16.3%
30%15.9%
40%15.6%
50%15.3%
60%15.0%
With Administrative Fees + Mandatory Insurance
ProgramRate
25%16.3%
30%15.9%
40%15.5%
50%14.5%
60%13.9%
Without Administrative Fees + First-Year Insurance Free
ProgramRate
25%16.9%
30%16.6%
40%16.3%
50%15.9%
60%15.6%
Without Administrative Fees + No Final Insurance
ProgramRate
40%16.9%
50%16.6%
60%16.3%
Without Inquiries + Without Administrative Fees + No Mandatory Insurance
ProgramRate
40%18.2%
50%17.9%
Used Car Programs
  • Maximum model year for Multi-Brand: 2020
  • Maximum model year for Luxury: 2018
  • Maximum model year for China Cars: 2022
Notes
  • All financing programs follow Islamic Sharia principles.
  • Work sectors accepted: government, private, commercial, and freelance with a business register.
  • Salary transfer must be within the Arab Republic of Egypt.
  • Certain job categories require approval (engineers syndicate, doctors syndicate, armed forces, police, etc.).
  • Financing available starting from 2 years up to a maximum of 10 years.